Can You Sue Lyft After an Accident?

Rideshare platforms like Lyft have transformed travel, offering convenience, affordability, and accessibility. However, as with any mode of transportation, accidents can occur at any time. These incidents can lead to confusion about your rights and what steps to take next, which is why understanding the process is important.

If a Lyft accident has caused harm, you might wonder whether you can sue for injuries and damages. Your ability to file a lawsuit depends on the circumstances. Factors such as the driver’s status at the time of the accident and the severity of the incident play a significant role in determining your legal options.

When you’re involved in a Lyft crash, do not hesitate to consult with a skilled North Port rideshare accident attorney. A lawyer can clarify your options for pursuing compensation and determine whether that includes filing suit. They will clarify your rights and ensure you take the proper steps toward securing the financial recovery you deserve.

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Common Causes of Rideshare Accidents

Lyft accidents occur for various reasons, many of which are common to car accidents but have unique elements due to the rideshare context. Some of the common causes of rideshare accidents include, but are not limited to:

• Distracted driving: Lyft drivers may rely heavily on their apps for navigation and trip management. This reliance can lead to distractions, such as looking at their phone while driving.
• Fatigue: Many Lyft drivers work long hours, often juggling multiple jobs. Fatigue can impair their ability to drive, including reaction times and judgment.
• Speeding or reckless driving: Some drivers engage in risky driving behaviors, including speeding, weaving in and out of traffic, and tailgating, to complete more rides and earn more money. 
• Inexperienced drivers: Not all rideshare drivers have extensive driving experience or advanced training, which can increase the likelihood of accidents.
• Poor road conditions: Poor road conditions, including unmarked roadways, missing or inadequate signage, and road debris, can make it harder for drivers to maneuver their vehicles, making accidents more likely. 
• Inclement weather: Bad weather, from rain storms to snow and ice, can make roadways dangerous, especially when drivers do not adjust their driving to conditions. 
• Mechanical issues: Defects and malfunctions, such as tire blowouts, brake failure, and steering issues, can seriously endanger drivers and others in the area.

The cause of an accident is vital, as it can indicate who caused the crash. Your lawyer may need to investigate what led to your collision and subsequent injuries. They can establish liability and build a strong case on your behalf by gathering evidence such as witness statements, traffic camera footage, and professional analysis.

Understanding Lyft’s Insurance Coverage for Drivers

Lyft drivers must carry their auto insurance based on state minimum requirements. However, like other rideshare companies, Lyft offers additional insurance coverage in the event of an accident.

Lyft’s insurance provides varying levels of coverage, depending on the driver’s status at the time of the accident:

• When the driver is offline and the Lyft app is off: Lyft does not provide insurance coverage. The driver’s insurance will be responsible for any accidents.
• When the driver is available and waiting for a ride request: When a driver is logged into the app but has not yet accepted a ride, Lyft provides contingent liability coverage of up to $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 for property damage.
• When the driver is en route to pick up passengers or during a ride: Once a driver has accepted a ride request or is transporting passengers, Lyft provides a one million dollar liability coverage policy and additional coverage, including uninsured or underinsured motorist coverage.

This insurance coverage can be critical in compensating victims after a Lyft accident, but disputes often arise over whether Lyft’s coverage applies in a specific case. Remember to have an experienced rideshare accident attorney handle your case, as your lawyer can help ensure you get the compensation you need from the insurance company.

Pursuing Compensation as a Passenger Involved in a Lyft Crash

If you are a passenger in a Lyft involved in an accident, you may have several options for seeking compensation, including the following. An attorney can review the specifics of your case and determine the best course of action to seek adequate financial recovery.

File a Claim Against the At-Fault Driver’s Insurance

If another driver caused the accident, you may have the opportunity to file a third-party claim against their insurance. Should the at-fault driver be uninsured or not have enough insurance to cover your damages, you can have additional options to pursue further compensation.

File a Claim Against Lyft’s Insurance

During a ride, Lyft’s one million dollar insurance policy is generally available to cover damages, including medical expenses, lost income, and other losses. This also includes coverage when dealing with uninsured or underinsured drivers.

Still, pursuing compensation from Lyft’s insurance can be challenging. Therefore, it’s always best to have a lawyer handle your claim on your behalf. A lawyer will navigate the challenges of the insurance process, negotiate with the company, and ensure that you receive the full compensation you deserve.

File a Claim with Your Insurance

Sometimes, you can file a first-party claim through your insurance. For example, personal injury protection (PIP) coverage or medical payments (MedPay) can help cover your injury and medical-related expenses.

File a Lawsuit

When an insurance settlement is insufficient, or your otherwise valid claim is denied, filing a personal injury lawsuit may be necessary to continue your pursuit of favorable compensation.

Filing a lawsuit may seem daunting and stressful. Still, a rideshare accident attorney will manage all aspects of your case to ensure it progresses properly and give you the best chance of securing monetary recovery.

Can You Sue Lyft After an Accident?

So, can you sue Lyft if you’re involved in an accident? The short answer is: it depends.

When an employee’s negligence causes others harm, their employer can be held liable. For this reason, many people believe it’s easy to hold Lyft liable for their drivers’ actions. However, like most other rideshare drivers, I know that Lyft drivers work as independent contractors, not employees. This helps shield Lyft from liability when their drivers cause accidents.

Nonetheless, there may be some situations where you can sue Lyft directly. For example, suppose Lyft fails to properly vet its drivers based on their requirements or retains a driver with a history of unsafe driving. The company may be liable if a dangerous driver causes your crash in that case. This may constitute negligent hiring or retention.

It is worth noting that even if you require additional compensation through Lyft’s liability insurance, that may not necessarily constitute a lawsuit. In many cases, accident victims can file a claim through Lyft’s insurance and negotiate a fair settlement without having to file a lawsuit and involve the courts.

Every situation is unique, and rideshare accidents can be complex. For this reason, it’s best to consult with a rideshare accident attorney as soon as possible after your collision. A seasoned lawyer can determine the best way to seek compensation and whether that includes filing a lawsuit against the company.

Protecting Your Rights Following a Lyft Collision

You should take certain steps to protect your rights when you’re involved in a Lyft accident. In the hours and days following your accident, you should:

• Seek medical attention: Prioritize your health by seeking immediate medical care, even if you don’t initially feel injured. Some injuries, like head injuries and internal injuries, are not evident right away, and the longer you wait to get treatment, the worse it can be for your health. 
• Gather evidence and documentation: Evidence can make a substantial difference in your case, helping you establish cause and liability and prove your damages. Evidence can include photos and videos, witness contact information, police reports, and medical reports and bills.
• Report the accident to Lyft: Lyft allows riders to report accidents directly on the app. Do not skip this step, as failing to report your accident can negatively impact your claim.

Finally, and one of the most important steps, is consulting with a local rideshare accident lawyer. An attorney can provide much-needed guidance and support during a confusing time, further help safeguard your rights and interests, and put you in a favorable position to get the justice and compensation you deserve.

The Benefits of Hiring a Rideshare Accident Attorney

Navigating the challenges of a Lyft accident claim can be overwhelming, particularly if you’re recovering from injuries. Hiring a rideshare accident attorney offers several advantages, some of which include:

• Understanding of rideshare laws: Attorneys experienced in rideshare cases understand the unique laws and regulations that apply to Lyft and other rideshare companies, which gives you a great advantage. 
• Thorough investigation: Your attorney can investigate the accident, gather evidence, and identify all liable parties to ensure all liable parties are held accountable for their wrongdoing. 
• Maximized compensation: Insurance companies are difficult to deal with and offer low settlements. An attorney can negotiate to ensure you receive full compensation for your injuries and damages. 
• Handling insurance companies: Your attorney can manage all communication with insurance adjusters, preventing you from inadvertently saying something that can harm your case and ensuring there are few delays and your case runs as smoothly as possible. 
• Litigation support: While a settlement is the goal, in some cases, settling can result in insufficient compensation, making litigation the best option. If your case goes to court, an experienced attorney can represent you effectively and advocate for your best interests from beginning to end. 
• Peace of mind: After a Lyft accident, you may experience much stress and confusion. Knowing that a legal professional is handling your case can provide invaluable peace of mind, allowing you to focus on yourself and your recovery.

Accident victims with strong legal representation fare much better than those who go unrepresented. Securing compensation after a Lyft accident can be difficult, and you want to ensure you do everything necessary to get proper compensation to alleviate your financial burdens. Hiring a rideshare accident attorney can make all the difference in your overall experience and the outcome of your claim.

After a Lyft Accident, Be Sure to Consult with a Rideshare Accident Lawyer to Better Understand Your Rights

If a Lyft accident has caused harm, you should always reach out to a reputable lawyer. Whether you’re seeking compensation from insurance or have the opportunity to file a personal injury lawsuit, an experienced North Port personal injury attorney can clarify your rights and pursue the compensation you deserve.

After a Lyft collision, time is limited – do not wait to take action. Evidence can become harder to obtain, memories quickly fade, and statutes of limitations can limit the time you have to file your lawsuit in court. Schedule a consultation with a rideshare accident lawyer today to protect your rights and ensure you receive fair compensation for your injuries and losses.